Joe_Cavalry All Day Every Day

So genius why not get a 15 year mortgage according to your Democrat math.

Hello poochy boy:

A 15 year mortgage has a higher payment.. With a 30 year mortgage you have the CHOICE of making a higher payment, but with a 15 year, you don't..

Now, fetch this stick.

excon, mortgage genius

Why do we need 30 year mortgages? If homes could be paid off in a shorter amount of time, maybe we wouldn't have a homeless problem.

Hello joe:

We don't "need" them.. We just "buy" them because we don't know any better..

But, you're not stuck with paying for 30 years.. By making ONE extra payment a year, you can shorten a 30 year mortgage to around 17 years, and save 100's of $1,000's in interest.

It works because in the beginning, 99% of your payment goes toward interest.. But, if you make extra payments, those payments go directly toward reducing your principal.

excon

Can the scientific community open up its mind just a crack?

Hello joe,

97% of the scientific community affirms global warming. Can you open your mind just a crack, to accept that finding?

excon

Hello Joe:

IF homosexuality is a curse, the curse is the hate they endure.

excon

Read the Bill of Rights.

Hello poochy boy:

Aren't you the dumb shit who says since gay marriage ISN'T mentioned in the Bill of Rights, it's NOT a right???????

You ARE that dumb fuck, aren't you????

Now, fetch this stick..

excon

Dingbat Democrat loses the rest of her marbles

Hello Joe:

What's truly crazy, is the day after Trump found out the Democrats weren't gonna do ANYTHING about colluding with Russia, he tried it again with the Ukraine..

Is that dumb, or what?

excon

Marriage exists because women need men

Hello Joe:

Women NEEDED men because they couldn't get jobs.. Those days are over.. Misogyny is a relic of the past.. What blows me away is that you didn't notice..

excon

If Latino immigration had been properly regulated by successive administrations

Hello C:

BULLSHIT!!! Trump stokes hatred.. YOU stoke hatred. You are DISQUALIFIED to offer an opinion on this subject..

excon

In other words the Conservative position.

Hello bront:

Nahh... My mom WASN'T conservative - just SMART.

excon

Is the American Dream worth the struggle?

..they told us what we should want and gave us the (often quite rigged) rules of how to get it.

Advertising has us chasing cars and clothes, working jobs we hate, so we can buy shit we don’t need. We were raised by television to believe that someday we’ll be millionaires and movie stars and rock stars, but we won’t.

Hello Joe:

I dunno, Joe.. The okee doak you bought ISN'T the American Dream.. In fact, as you noted, it's a recipe for failure.

Fortunately, the people who told me how to get it were RIGHT. It's 2 simple rules, really.. Pay yourself 1st, and take advantage of compound interest.. Fancy cars weren't mentioned. If you do it right, you can retire at around 42, and live the rest of your life quite comfortably..

I read ALL of Napoleon Hills books and took his success course. The ONE thing I took away from his course is embodied in the following poem:

I bargained with Life for a penny,

and Life would pay no more,

However, I begged at evening,

when I counted my scanty store..

For Life is a just employer,

it gives you whatever you ask,

but once you have set the wages,

why you must bear the task..

I worked for a menials hire,

only to learn, dismayed,

that ANY wage I had ASKED of Life,

Life would have willingly paid.

excon