If the person doesn't want their house broken into, they should better secure their house against being broken into and get a neighbourhood watch thing going.

It could be argued that it's the people's (who own the houses) fault for having an insecure house, in the same way.

To argue that failure to be invulnerable is the fault of the victimised is a truth in all games and scenarios but it doesn't mean it's empathetic or even fair. After all, we didn't choose to end up in the situations that we ended up in, we only chose how to go about the situation once already in it.